Aerial imagery is captured in sub-3” GSD and refreshed up to 3x per year — providing valuable property insights for 87% of the U.S. population. This level of resolution and frequency ensures the best property insights for accurate ratings.
130+ AI detections — including roof material, roof condition, and property condition — as well as a Roof Age solution deliver a complete picture of the current state of a property, so you can adjust the premium or deductible accordingly.
Move beyond regional rating models by pricing each property based on its specific vulnerabilities, resulting in more accurate and fair premiums.
Gain a comprehensive view of property risk, helping to avoid underpricing and protect your bottom line.
Attract new business by offering superior pricing and protection based on precise risk evaluations.
Confidently apply risk models to your ratings. We work with Milliman Appleseed to pre-file our peril scores throughout the country.
Hail scores (Vulnerability & Claim Predictor)
Wind scores (Vulnerability & Claim Predictor)
Milliman Appleseed is an advisory organization licensed to submit loss costs, rating factors, and risk scores with state insurance regulators across the U.S. Backed by Milliman, one of the world's largest providers of actuarial, risk management, and technology solutions, Appleseed enables insurtechs to meet regulatory requirements faster, more easily, and at lower cost. Collaborating with Milliman Appleseed and using their extensive ratemaking experience and trusted relationships with state insurance regulators, Nearmap predictive peril scores are validated for fast, cost-efficient approvals.
Seamless integration with your policy workflows
Surfaces property risk drivers
Streamlines user experience & access control
Instant access to our intel within your core system
Enables full analysis of your portfolio
On-demand sharable property profiles
See how property intelligence can enhance rate segmentation and prevent premium leakage
Try Nearmap