Storm damage in Florida
Instantly access vulnerability for properties in hurricane zones, automating approval for properties with high scores and allocating more resources to those with low scores. Confidently renew or write new business in hurricane-prone regions.
Provide coverage in coastal regions avoided by other insurers. Anticipate future loss payouts while growing your business and serving new customers.
Use pre-filed Hurricane Vulnerability Scores to accurately price based on each property’s hurricane risk.
Hurricane Risk Insights reveal property attributes contributing to higher claim risk, empowering underwriters or agents to work with policyholders to proactively mitigate risk — building trust, and avoiding future claims.
Computer vision models analyze high-resolution aerial imagery to identify property vulnerability, spotlighting factors like tree overhang, roof shape, and roof condition. All relevant spotlights are combined into a Hurricane Vulnerability Score, which is trained on historical claims and damage. Graded from 1 (most vulnerable) to 5 (least vulnerable), this score is a reliable indicator of a property’s hurricane vulnerability.
Hazard refers to the likelihood a property will experience a hurricane based on geographic and other contextual factors. Access trusted third-party partners like Guidewire HazardHub and public data from FEMA for regional/local hazard information — including proximity to the coast, historical hurricane activity, and community resilience.
Confidently apply our models to your hurricane ratings. We worked with Milliman Appleseed to pre-file our Hurricane Vulnerability Score with hurricane-prone states.
With Hurricane Risk Insights, proactively recommend mitigation steps to policyholders, such as replacing an old roof. Become an insurance hero who helps make homes and businesses more hurricane-resilient and avoid massive disruption. In this white paper discover:
The research and methodology behind the insights and scores
How Vulnerability Scores predict hurricane damage
How to prevent avoidable losses & protect homes & businesses
Provide your policyholders with calm before the storm with Hurricane Risk Insights
Demo Hurricane Risk