for insurance carriers From property data to portfolio insights Mar 2025 Mar 2025 For insurance carriers, understanding portfolio health is a complex challenge. Underwriting and data teams spend countless hours piecing together property data from multiple sources, struggling to get a complete view of risk distribution. The result? Inefficiencies, missed opportunities, and suboptimal underwriting decisions. That’s why Nearmap is introducing Portfolio Intelligence —a powerful solution that builds upon individual property intelligence. Aggregating property insights and risk scores from the Betterview platform, Portfolio Intelligence empowers (re)insurance carriers to analyze and manage portfolios with unprecedented precision. The problem: Lack of centralized risk visibility Many insurers still lack a centralized, data-driven way to assess risk at scale . This leads to: Significant losses due to limited visibility into risk distribution across agencies and regions High operational expenses due to manual data aggregation that slows down underwriting decisions Missed growth opportunities due to incomplete market insights Without an intuitive way to visualize and segment portfolio insights, insurers remain reactive rather than proactive , leading to imbalanced risk distribution and increased losses. The solution: Portfolio intelligence for smarter risk management Portfolio Intelligence is a pre-built tool giving insurers a clear, portfolio-wide view of their policies in force (PIF) —allowing them to analyze risk at scale, refine underwriting strategies, and drive more profitable growth. With Portfolio Intelligence , insurers can: Visualize risk distribution Use color-coded maps to assess concentrations of properties , roof condition scores (Roof Spotlight Index), and high peril risk properties. Segment risk with precision Filter portfolios by AI-powered risk scores and custom flags, such as trampolines, pools, old roofs, or wildfire risk , for more granular control over risk assessment. Evaluate agency and regional performance Track and compare performance to improve agent relationship by providing proper training and support, optimize spends, and ultimately improve risk selection Identify untapped market opportunities Map out insured properties and discover areas for expansion , guiding strategic growth decisions “I can look at the property concentration map and some of these bare spots and ask, ‘Why don’t we have any insured in this area? Which agent would I talk to in that geographic area?’ This helps us identify opportunities to grow. ” Jonathan Becker VP of Underwriting, Vermont Mutual Turn insights into action with Portfolio Intelligence Portfolio Intelligence transforms the way insurers manage risk, shifting from a reactive approach to a proactive strategy that strengthens underwriting, enhances portfolio resilience, and streamlines operations. By leveraging AI-powered property intelligence at scale, insurers gain real-time visibility into risk distribution, enabling smarter decisions that drive profitability and reduce losses. Instead of analyzing properties one by one, Portfolio Intelligence provides a comprehensive view of portfolio health, eliminating inefficiencies and unlocking new opportunities for growth. “For too long, insurers have had to manage risk one property at a time, making it difficult to scale and optimize their portfolios. Portfolio Intelligence changes that by bringing AI-powered property intelligence to the portfolio level, providing a clear, real-time view of risk distribution and portfolio health—without the delays of manual analysis. ” Dave Tobias GM of Insurance, Nearmap Get a demo See for yourself how Portfolio Intelligence can revolutionize how you assess and manage risk at scale. Request demo
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